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Qu&eacute;bec provincial regulations (R&eacute;gie du b&acirc;timent du Qu&eacute;bec) require certain boilers and pressure vessels be inspected and certified. We can help you determine your inspection requirements.
<figure class="wp-block-image size-large"><img src="https://cdn-ca.aglty.io/sovereign-2/articles-and-tools/tools/EB-Boiler-Pressure-Vessel-Questionnaire-QC-791x1024.jpg" alt="" class="wp-image-7359"></figure>

Quebec Equipment Breakdown Boiler and Pressure Vessel Checklist

Ontario provincial regulations (Technical Standards and Safety Authority) require certain boilers and pressure vessels be inspected and certified. We can help you determine your inspection requirements.

Ontario Equipment Breakdown Boiler and Pressure Vessel Checklist

Equipment Breakdown (EB) insurance is a critical, yet often misunderstood coverage.&nbsp; There remains a common misconception that EB only provides coverage for conventional equipment such as pressure vessels and mechanical equipment. But that&rsquo;s simply not the case! This isn&rsquo;t niche or specialized insurance; EB is an important coverage for almost every business, protecting against mechanical, electrical, and pressure vessel breakdown. If your clients own equipment, they likely have EB exposures. &ldquo;Breaking Down Equipment Breakdown&rdquo; helps you better understand all that Equipment Breakdown insurance encompasses, illustrated through helpful claims examples.&nbsp; You&rsquo;ll learn:
<ul>
<li>The history of EB insurance</li>
<li>What EB coverage entails</li>
<li>The types of equipment it can protect&nbsp;</li>
<li>What additional coverages compliment EB</li>
<li>The importance of risk inspections</li>
</ul>

Breaking Down Equipment Breakdown

Few types of coverage are quite as misunderstood as Equipment Breakdown insurance. Though brokers and buyers are becoming more informed, there remains a common misconception that Equipment Breakdown only provides coverage for conventional equipment such as pressure vessels and mechanical machines. But this is not your father&rsquo;s (or your grandfather&rsquo;s) Boiler and Machinery insurance. Equipment Breakdown is an essential coverage for almost any business. While many owners and operators think losses related to equipment breakdown are covered under their Property policy, there are exclusions that Equipment Breakdown insurance is designed to fill. Not only does Equipment Breakdown insurance cover equipment that needs to be repaired or replaced, it also covers losses due to business interruption. For example, if key equipment is damaged, a company may not be able to continue their operations right away, which could have big financial and reputational impacts. Or, if a company has a refrigeration breakdown, it would be very costly to throw out spoiled product. Equipment Breakdown coverage helps companies mitigate revenue losses and get back in business as quickly as possible. So why has Equipment Breakdown coverage been widely misunderstood? A quick history lesson: Boiler and Machinery insurance was created during the Industrial Revolution to protect companies with steam boilers from the risk of explosion or other major breakdown. Over the ensuing decades, the coverage evolved to include a broader range of equipment and electronics, including computers, copiers and phone systems. Understandably, the Boiler and Machinery moniker led many people to believe that if their business didn&rsquo;t have a boiler or machinery risk, they didn&rsquo;t need the coverage. That necessitated new terminology&mdash;Equipment Breakdown insurance&mdash;which came about in the late 1990s. Today, Equipment Breakdown insurance is all-encompassing, ranging from HVAC equipment, to production machinery equipment (Computer Numerical Control &ndash; CNC - machines), to all types of electrical and technology equipment. However, there&rsquo;s still a lack of understanding about how essential this coverage is for just about every business. To keep Equipment Breakdown insurance top of mind among brokers and insureds, education is key. With the constant influx of new technologies and cutting-edge equipment, brokers need to stay up to date on the trends and have the tools and resources to provide information to clients.

Why equipment breakdown insurance is essential for your business

Technical Standard &amp; Safety Authority (TSSA) inspection frequency table is applicable for equipment operating in Ontario.

TSSA (ON) Inspection Frequency Table

The R&eacute;gie du B&acirc;timent du Quebec (RBQ) inspection frequency table is applicable for equipment operating in Quebec.

RBQ (QC) Inspection Frequency Table

Construction projects have a lot of moving parts, and unexpected challenges are a given. Unfortunately, equipment losses from theft, fire, and transportation and operations are common challenges &mdash;and costly ones. While there is no sure-fire way to guard against equipment loss and damage, construction business owners and contractors can take action to prevent and mitigate risks.&nbsp;
<h3>Theft</h3>
Construction equipment is an attractive target to criminals, who can make huge profits selling stolen machines and tools. Job sites can be especially vulnerable to theft and vandalism if they&rsquo;re at a remote location or lack the proper security measures.&nbsp;
Mitigating losses starts with administrative controls. Management must be committed to theft prevention and communicate a &ldquo;zero tolerance&rdquo; philosophy, so employees take their efforts seriously. Implementing theft prevention policies and unannounced site inspections can help control losses, particularly from &ldquo;inside jobs&rdquo;, which unfortunately do happen from time to time.
On site, there are a wide range of security measures that can be implemented. Premises security can include fencing and gates to minimize access points, lighting, and motion-sensitive video cameras and alarms that are actively monitored.&nbsp;
Prevention measures can also be taken with the equipment itself. For example, beyond antitheft marking and tracking devices, small and medium-sized equipment can be protected by using &ldquo;smart&rdquo; keys, locking wheels and trailer hitches. For larger equipment, hidden kill switches, fuel shutoffs, track locks and alarm systems can be installed.
<h3>Fire</h3>
Vehicles such as dump trucks and bulldozers have complex mechanical systems and operate under intense conditions, resulting in an above average fire risk. Similarly, off-road vehicles accumulate debris on the frame and under the chassis, creating a greater risk of ignition as they use combustible liquids such as fuel, oil, grease, and hydraulic fluid. 1&nbsp;It&rsquo;s likely some or all of these vehicles will find themselves at your construction site, so fire risks and prevention should be top of mind. Fire prevention starts with identifying where fires are most likely to occur, delivering ongoing training, and communicating the plan to everyone on the work site. 3 Minimizing the risk of fire involves conducting regular inspections and maintenance to your equipment&rsquo;s high-risk areas, such as the electrical system, engine blocks, turbochargers, and braking systems. It&rsquo;s also important not to overlook the basics, such as routine cleaning of debris. 3 In order to fuel your equipment safely, one solution is to engage an outside vendor to provide fuel services. If that&rsquo;s not possible, some considerations for contractors include:
<ul>
<li>locating the onsite fuel supply away from ignition sources</li>
<li>grounding and bonding procedures when handling and dispensing fuel&nbsp;</li>
<li>establishing procedures for immediate cleanup of fuel spills</li>
</ul>
In addition, training all employees in the use of fire extinguishers, which must be available on each piece of equipment, is a must. 4
<h3>Transportation &amp; Operations</h3>
Construction equipment can be damaged not only when it&rsquo;s in operation, but also while being transported between jobs and storage sites. Whether in operation or transport, employees should be thoroughly trained on company policies, safety rules and emergency procedures. 5 While there are plenty of hauling companies with the right equipment and expertise for successful transport, construction business owners should keep a few key considerations top of mind in order to transport heavy equipment safely:&nbsp;
<ul>
<li>check the owner&rsquo;s manual for specific instructions on how it should be transported</li>
<li>map the most linear route ahead of time, keeping an eye out for road widths, overhead passes and bridges</li>
<li>immobilize equipment wheel components</li>
<li>outfit vehicles with proper banners, signs and lights. 6</li>
</ul>
On the equipment operations side, preventing damage from overturns starts with hiring drivers with a high level of knowledge, skill and experience. In addition, there are specific operating procedures that should be observed, such as load considerations; the environment, including soil conditions and ground irregularities; clearances, including keeping loads low when overhead obstructions are present; and slopes, including avoiding side hill travel. 6 While there are no guarantees in any construction project, implementing controls can reduce the likelihood of equipment losses. In addition, construction business owners and contractors should ensure there are no gaps in their insurance coverage, so they can protect their business and keep their construction projects running smoothing.&nbsp;
Sources
1&nbsp;&ldquo;<a href="https://www.acppubs.com/articles/5971-best-practices-for-protecting-construction-equipment-from-fire-damage" title="" target="_blank" rel="noopener"> </a><a https:="" www="" acppubs="" com="" articles="" 5971-best-practices-for-protecting-construction-equipment-from-fire-damage="" target="" _blank="" rel="" noreferrer="" noopener="">Best practices for construction equipment from fire damage</a><a https:="" www="" acppubs="" com="" articles="" 5971-best-practices-for-protecting-construction-equipment-from-fire-damage="" target="" _blank="" rel="" noreferrer="" noopener="">,</a>&rdquo; California Builder and Engineer,&rdquo; Jan. 25 2018.&nbsp; 2&nbsp;&ldquo; <a https:="" www="" surrey="" ca="" sites="" default="" files="" media="" documents="" cwcconstructionfiresafetymanual="" pdf="" target="" _blank="" rel="" noreferrer="" noopener=""></a><a href="https://www.surrey.ca/sites/default/files/media/documents/CWCConstructionFireSafetyManual.pdf" title="" target="_blank" rel="noopener">Construction site fire safety: A guide for construction of large buildings</a>,&rdquo; Canadian Wood Council and University of the Fraser Valley, April 2015 3,4,6&nbsp;Contactors&rsquo; Equipment Guide to Loss Prevention, Inland Marine Underwriters Association, 1998.&nbsp; 5&nbsp;&ldquo; <a https:="" www="" equipmentjournal="" com="" on-the-job="" transporting-heavy-equipment="" target="" _blank="" rel="" noreferrer="" noopener=""></a><a href="https://www.equipmentjournal.com/on-the-job/transporting-heavy-equipment/" title="" target="_blank" rel="noopener">A how-to for transporting equipment</a>,&rdquo; Equipment Journal, Jan. 19, 2019&nbsp; and &ldquo; <a https:="" thompsontractor="" com="" about="" resources-="" 1="" safe-heavy-load-transport="" target="" _blank="" rel="" noreferrer="" noopener=""></a><a href="https://thompsontractor.com/about/resources-(1)/safe-heavy-load-transport" title="" target="_blank" rel="noopener">How to safely load and transport equipment,&rdquo; Thompson Tractor Co</a>.